Category: Credit

Home Credit
What The Figures On Your Credit Score Indicate
Post

What The Figures On Your Credit Score Indicate

Your credit scores say a whole lot about your personal financial health. It is the key factor that determines if you’ll be approved for a loan or turned down. Credit scores are calculated based on some specific parameters including your credit mix, payment history, and amounts owed, etc. you can learn more about the five...

A Simple Guide To VantageScore Credit Rating
Post

A Simple Guide To VantageScore Credit Rating

The FICO score created by Fair Isaac Corporation in 1956 has been the standard credit rating system for many companies, financial and non-financial institutions, government agencies and individual, etc. for many years. However, the three major credit bureaus (Experian, Equifax and TransUnion) created an option to FICO score in 2006. This alternative is known as...

How To Get A Free Credit Card
Post

How To Get A Free Credit Card

Is it possible to actually use a credit card for free? Yes it is, and I’m going to show you how. While a credit card might be a nice thing to have, the fees and interest attached to it could turn out to be a heavy burden on your shoulder. Nonetheless, you can use a...

How To Make The Most Of Your First Credit Card
Post

How To Make The Most Of Your First Credit Card

Once you get your first credit card, it’s easy to assume that it’s time to start making as many purchases as you like until you reach your credit limit or even exceed them. The independence and convenience of shopping with a credit card often triggers the urge to start buying – especially when it’s your...

A Simple Guide To PayPal Prepaid Mastercard® Benefits
Post

A Simple Guide To PayPal Prepaid Mastercard® Benefits

One of the most outstanding features of PayPal Prepaid Mastercard it that you can link it to your PayPal account as soon as you activate it. However, you can’t use the card to build your credit history and chances are you’ll have to pay some fees to use the card. Without a PayPal account, it...

How To Apply For A Credit Card And Get It
Post

How To Apply For A Credit Card And Get It

If you’re interested in getting a credit card, how exactly can you apply for one and get it? Presently, there are tons of credit card options available on the market. Whether you prefer one that provides a cashback or one that guarantees zero percent on purchases you make, it is important to understand what to...

How To Fix Your Credit For Free and Improve Your Score
Post

How To Fix Your Credit For Free and Improve Your Score

Credit repair isn’t as hard as many people assume. In fact, improving your credit score doesn’t take years or even several months as many people thought. Its easy to assume that without the help of a credit repair company or expert you wouldn’t be able to fix your credit. That’ absolutely false! You can repair...

What Can A Credit Repair Company Do For You?
Post

What Can A Credit Repair Company Do For You?

Credit repair companies are all over the place. On the internet and offline, they seem to be everywhere. Some of these companies claim they can help you improve your credit score easily within a short period of time. Others say, they can get the same job done but require more time that run into several...

How To Stop Unauthorized Access To Your Credit Report
Post

How To Stop Unauthorized Access To Your Credit Report

Your credit report contains so many important information about your finances. The data it contains can affect a whole lot of decisions you can make either now or in the near future. The information is so important that it can determine if you can afford a home or if you can get a precise job...

Tax Frauds To Lookout For In 2019 And How To Avoid Them
Post

Tax Frauds To Lookout For In 2019 And How To Avoid Them

I hate to tell you this; tax scams aren’t going away! Rather, scammers are devising more and better criminal methods to steal your tax returns. In 2015, the IRS blocked 1.2 million authorized identity theft returns with a combined worth of about $7.2 billion. In 2016, the IRS intercepted and blocked 787, 000 authorized identity...

5 Significant Factors That Affect Your Credit Score
Post

5 Significant Factors That Affect Your Credit Score

Why is your credit score so high or so low? What can you do to maintain a good score or to improve a poor credit score and stop it from tumbling? There are so many questions tied to just one answer – factors that affect your credit score! Once you figure out the factors that...

A Beginner’s Guide To Understanding Credit Score
Post

A Beginner’s Guide To Understanding Credit Score

A credit score is a number (usually a three-digit number) that indicates an individual’s creditworthiness. Lenders, car dealerships that provide finance for auto purchase, credit card companies, and banks that provide mortgage loans etc. rely on credit scores to figure out the odds that a borrower will repay his or her debt as agreed and...